Important Topic: Postal Life Insurance (PLI)

Important Topics for Competitive Exams

Important Topic


The Union Government has launched the Sampoorna Bima Gram (SBG) Yojana and an initiative for expansion of clientele base of Postal Life Insurance so as to enable Rural people to get affordable life insurance services.  The idea is to use postal networks to provide affordable life insurance services to people living in rural areas of the country. All villages under the Saansad Adarsh Gram Yojana will be brought under its ambit.

Under Sampoorna Bima Gram (SBG) Yojana, at least one village (having a minimum of 100 households) will be identified in each of the revenue districts of the country, wherein endeavour will be made to cover all households of that identified village with a minimum of one RPLI (Rural Postal Life Insurance) policy each.

Postal Life Insurance (PLI)

  • It was introduced in 1884 and is one of the oldest life insurance schemes for benefit of Government and semi-Government employees.
  • Rural Postal Life Insurance (RPLI), introduced on March 24, 1995 on recommendations of Malhotra Committee, provides insurance cover to people residing in rural areas, especially weaker sections and women living in rural areas.

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